![]() ![]() I still recommend using a printable template or spreadsheet in addition to an app. They are all pretty much the same in how they work and what they do. ![]() So, there are advantages and disadvantages to using an app as your only way of budgeting. So, if you had money left from the previous month, it tracks that spending in the new month, and it will look like you overspent. They also don’t carry your balance forward. It thinks I spent more than I made each month. I also find that the way that I pay my bills, the apps think I pay some things twice in a month and it messes up the tracking. Knowing what is left for the month overall doesn’t help me know when to pay which bills. I do a monthly budget and a budget for each paycheck. What I personally do not like about using an app is that you can’t break the budget down into paychecks. You still have to set it up and make sure you are tracking your spending so you don’t go over your budget. It’s super easy to set up and includes a how to video on setting it up.īudgeting apps are more convenient than pen and paper or even a spreadsheet since you can carry it everywhere with you on your phone. It even comes with a debt snowball spreadsheet, Christmas budget spreadsheet and includes a year at a glance so you can see spending trends. You can use it on the go on your phone within the app. The Paycheck Budget Spreadsheet works with Google Sheets and Excel. The Yearly Paycheck Budget Spreadsheet however is easier to use and includes everything you need in a budgeting system. You can get the Free sample of one month Google Sheet here. So there is nothing wrong with using a combination of templates. I also use a budgeting app to help track my investments, spending, and net worth. I like to write it out and I like using a spreadsheet to play around with the numbers. Like I said before, writing it down helps you achieve your goals so I would still recommend writing it out at first. Once you get the hang of your budget and writing it down, it will be easier to move it to a spreadsheet. The templates are already formulated and you don’t have to create all the tables. Grab your free monthly budget template here:Įxcel budget templates make using your budget spreadsheet so much easier. You can also sign up for my free budgeting course that will help you make your budget with step-by-step directions. Those goals can be your emergency savings fund, paying off debt, or something else you want to save up for. Once you allocate for everything you need, expenses, food, gas, sinking funds, and cash envelopes, everything leftover goes toward your goals. So it will look like you have zero dollars left. It is made to be used with a zero-based budget so that every dollar you earn works for you.īasically, on paper, you want to allocate every single dollar that you earn. This is a free printable monthly budget template that is easy to use. FREE PRINTABLE BUDGET TEMPLATES Budgets Made Easy’s FREE Simple Monthly Budget Template So, writing it down makes you more likely to stick to your budget. A budget is simple a goal for your money. Studies have shown that you are 1.5 times more likely to achieve a goal by writing it down. But writing out your budget helps you be more accountable to it and stick to it. I recommend writing out your budget especially at first then moving to a budgeting app or spreadsheet.īudgeting apps are fine if it helps your budget work for you. It doesn’t do you any good if you don’t actually put it to work. Remember to find the template that works best for your family and use it. ![]() Here are the Top Free Budgeting Templates When you can plan for things you typically forget, it makes it easier to stick to your budget. Most of the time, the reason it’s hard to stick to your budget is because something comes up that you didn’t expect. It provides a standardized way to categorizing your budget so that you do not forget important budget categories. What are the benefits to using a budget template? It can be a spreadsheet or on an app.įind what works for you and your family and use it. Your budget template does not have to be written down on paper (even though that’s what I recommend). It makes budgeting easier so you will actually stick to it. It makes it standardized and easy to transfer your budget categories and amounts over from month to month. A budget template is a simple way to make your monthly budget. ![]()
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![]() ![]() ![]() Anker 622 Magnetic Battery (MagGo) AnkerĪnker is a marquis brand for chargers and accessories, and the 622 MagGo battery pack here is a culmination of sorts. Read on for the best portable chargers for your holiday travel. You’ll find a range of options, including all-in-one powerhouses like the Omnicharge, MagSafe battery packs that pop right onto the back of your iPhone, and even a budget pick or two so you can save your pennies for that holiday shopping. To help ensure that all your devices have enough power until you get to your destination, we’ve put together this list of the best portable battery packs to toss into your bag. Just wanted to mention - while Microsoft states it only affects keyboards before 2011, the vulnerable keyboards are *still* being manufactured and sold today, even from Microsoft’s own web site and major retailers like Best Buy.Whether you’re traveling across the country or just across town, you’re bound to find yourself in a situation where wall outlets aren’t available when you desperately need to juice up your laptop or smartphone. ![]() Update: While Microsoft says only keyboards before July 2011 are impacted, Samy shot me a note to point out that said keyboards are still on sale and seemingly manufactured: You can (and should!) read Samy’s full breakdown of the project over here. Samy estimates that each unit would cost $10 to $80 to build, depending on what sort of features you want (ditching the SMS support, for example, brings it down by about $45) - but is quick to note that he’s not actually selling these. Logitech, for example, uses 128-bit AES on all of its wireless stuff (see page 6 of this doc for reference). On the upside, most brand-name wireless keyboards sold today use encryption methods that are a bit tougher to crack. When unplugged from the wall by an abnormally suspicious bystander, it looks like it powers down - but it actually just switches to battery power.When plugged in, it grabs its power from the wall.These logs can be extracted from the device by hardwired USB, or by putting a second KeySweeper device within range of the first (like, say, an outlet on the other side of the wall). Store keystroke logs on the device itself.If it detects certain keystrokes (like “”), it can grab the chunk of text that follows (like your username and password) and send it over SMS to whoever planted the device.Here’s some of the crazier stuff KeySweeper can do: Even if it’s “only” older keyboards, remember: outside of the gamer crowd, most people don’t update their keyboards very often. In a statement, Microsoft notes that it only affects its 2.4 Ghz (not Bluetooth) keyboards released before July 2011 ( Update: See the bottom of this post for a note on this from Samy, the man behind the hack). We’re still trying to dig up a more exhaustive list - but for now, let “Microsoft wireless keyboard” be your caution sign. Most notably, Microsoft-branded wireless keyboards. That little box up top is built by Samy Kamkar (Yeah - the same Samy who built the self-titled worm that ravaged Myspace back in the day, and who built that crazy hands-free hacking necklace a few weeks back) who has dubbed it the “KeySweeper.”īefore you panic and throw your keyboard in the trash, here is the good news: This specific device only affects certain wireless keyboards. Oh! Oh! And it’ll keep working even if you unplug it - it only pretends to turn off. Oh, and it can send the stuff it picks up straight to the eavesdropper’s phone. ![]() It’s actually a little spy device disguised as a phone charger, capable of sniffing out every key you type on that wireless keyboard on your desk. Classic Ben!”Īlas, it’s not Ben’s charger. “Whose phone charger is that sticking out of the wall? Oh. ![]() ![]()
![]() ![]() So don't mind this achievement, it will pop up by itself.ĭefeat the Queen of Plague and you'll unlock the "Fire in the Deep" encounter. This can not be removed from your encounter deck, until you've completed it. It may take a while, but you'll almost definitely get all of them before level 30, which in return is needed for another achievement.ĭefeat the Jack of Scales, complete the "Dark Ritual" encounter and you'll unlock the "The Lich" encounter. I recommend using endless mode to get this one. This achevement is somewhat hard, because you must kill one of each type of monster. Minotaur (White one works perfectly fine for this).Kill one of each monster type in a single session. Well, keep reflecting your enemy's projectiles with your shield. Kill an enemy with their own reflected projectile. Reflect 100 projectiles over multiple play sessions. I recommend doing this achievement in the "Dead King's Hall" encounter, because of the fact that it is riddled with traps. Land the killing blow on 10 enemies with a trap. Search yourself a map with traps hidden in bushes. You can push one and the same enemy into the trap several times. The Jack of Dust should then easily be doable for you without taking damage, especially with a shield equipped.īash 5 enemies into traps in a single session. Upon hopping on the Jack of Dust card, you'll lose another stack of HP, before the fight starts! Just hop between the cards until you're out of food and close to 5 health. Clear the entire stage, apart from the boss. Win a combat with less than 5 health remaining. ![]() Tip: Use a shield, so that you can counter enemy attacks.Įnter a combat with less than 5 health remaining. This achievement is easily earned, especially earlier on, when you are fighting small groups of dust. Complete 3 combats in a single run, without taking any damage. ![]() ![]() ![]() Overall, it's clear that your stay fell far short of your expectations, and I can understand your frustration. When paying a premium for a last-minute booking, you would hope for a higher level of quality and service. The overpriced nature of the rooms is another factor that adds to the dissatisfaction you experienced. These factors combined can make a stay quite underwhelming. It's also disappointing to hear that the staff seemed disinterested and preoccupied with their cell phones and that the coffee was terrible. The lack of charm, haunted-like atmosphere, and proximity to a self-serve gas station are certainly not what you expected or deserved. Additionally, discovering that the place used to be a rehab center and still had remnants of its previous purpose must have been a strange experience for you as a former nurse. The missing paint patches and peeling trim give the impression of a poorly maintained establishment. It's unfortunate that the new owner didn't invest in proper renovations before reopening. The condition of the place you stayed in also seems to have been a letdown. It's understandable that you and your husband didn't feel comfortable sharing the one room you were given, and it must have been quite inconvenient for him to sleep in the car with the dog. The lack of availability for one of your rooms, despite having paid in advance, is certainly a major inconvenience. It's frustrating when a paid reservation doesn't go as planned, especially when you made the booking well in advance. It sounds like you encountered several issues that made your stay quite uncomfortable. I'm sorry to hear about your disappointing experience with your reservation. Did I mention overpriced? It was the last 2 rooms -oops make that one room available for the gorge concert we went to, so what more could we expect?… On a brighter note, there is a handy smoking area right outside the main entrance, and plenty of free parking because of all the abandoned buildings surrounding. It was complete with Strange bumps in the night ( haunted?), close up room window view of the self-serve gas station about 30 feet away, staff so busy on their cell phones they could barely talk no bedding for the extra fold out bed and absolutely terrible coffee. ![]() The dings are from wheelchairs! As a former nurse, it was a trip down memory lane to check in at the former nurses station and eat a modest breakfast in the patient dining area, which still looks like a hospital…ah the memories! Everything was so decrepit and lacking in any charm that it was actually like the Tower of Terror Disney ride. This place obviously used to be the rehab center/skilled nursing unit. Speaking of rehab, the hospital is about 100 steps away. I’m sorry I didn’t get a picture of the large paint patches missing from the bathroom door and trim peeling from many dings. This place has recently been taken over by a “new owner”, but it needed a serious rehab. We took the cushions off the fold out couch and my husband slept in the car with the dog to keep him company. We had our daughter her girlfriend planned for 1 room and my husband and me in the other missing room, so we didn’t really feel comfortable sharing the one we got. ![]() When I showed the young lady at the desk, my receipt for payment on my phone she said well that can’t be possible. Despite having paid in advance, they didn’t have one of our rooms available, when we got there. Tower of terror meets nursing home ! I made this reservation about three months in advance for 2 rooms. Barcelo Bavaro Palace All Inclusive Resort.The Westin Reserva Conchal, an All-Inclusive Golf Resort & Spa.Hilton Tulum Riviera Maya All-Inclusive Resort.Hotels near Trinity Gardens Lavender Farm.Hotels near Cave B Estate Winery Quincy Tasting Room.Hotels near Andaluz restaurant sport bar &night club. ![]() ![]() ![]() The latest version released by its developer is 1.9. The company that develops Fishing Pop Bubble Shooter is HAPPY TAPPY STUDIO.
![]() It offers approximately 165 miles of epic (sometimes advanced) trails, with parts of it being off limits near Desolation, the Mount Rose Wilderness Area, and Granite Chief. With moderate difficulty, you’ll be met with more sweeping views on this mountain biking trail. Elevations here vary between 7,000 feet and 8,100 feet. It’s a scenic tour that will leave you mesmerized. From Pope Beach to Baldwin Beach and Kiva Beach. It also passes several popular beaches along the way. This paved trail goes through Camp Richardson. In the south, you’ll discover a bike path. Of course, there’s more biking in Lake Tahoe in the summer. And, you’ll encounter everything from easy fire roads to advanced downhills with epic drops and treacherous rock gardens. You can rent gear and bikes if you don’t have your own. Situated at an elevation of 7,899 feet, you’ll find 2 chairlifts in operation here. The Northstar mountain biking park offers 125 miles of both scenic and grueling mountain biking. ![]() In fact, Northstar Resort, in North Lake Tahoe, has a chairlift just for mountain biking. But you can do more than just bike the lake’s circumference. If you’re looking to fish in any of the small finger lakes or streams that surround Lake Tahoe, you’ll need a license for the state that its located in.īiking the circumference of the lake and its 72 miles of idyllic landscape and scenery is quite possibly one of the most soul-quenching activities you can do in the summer in Lake Tahoe. Plus, you need to have a valid sport fishing license for California or Nevada in order to be eligible to fish in Lake Tahoe. First, you have to be at least 16-years old. However, please note that you can’t just come to Lake Tahoe and fish. Here, not only will you find Rainbow Trout, but also Brown Trout, Kokanee Salmon, Mosquito Fish, Largemouth and Smallmouth Bass, Sockeye Salmon, Golden Shiner, Mountain Whitefish, Brown Bullhead and more. Lake Tahoe is home to a diverse species of fish that would wet the appetite of the avid fisher. Be safe, no matter what lake or river you decide to fish in. The water is cold and moves fast in some areas. ![]() From the Truckee River and beyond, you can find opportunities to fish. Not only can you hike the circumference of the lake and its surrounding hillsides, but also towards smaller finger lakes like Eagle Lake, Lake Kirkwood, Lily Pond Lake, Lower Echo Lake, Spooner Lake and more.Ĭheck out our Lake Tahoe Hiking & Trails guide here.įrom fishing in Lake Tahoe to fly fishing in Donner Lake, summer in Lake Tahoe presents abundant opportunities to fish the fresh waters. You’ll also find hikes that are perfect for the entire family. There are loads of epic hikes in Lake Tahoe. An exhilarating way to get inspired and motivated for the next chapter in life. From granite cliffs to hillsides blanketed with Fir and Pine trees. If you’re heading to Lake Tahoe in the summer, you should definitely consider hiking some of its trails. No matter what direction you travel, you’ll be met with spellbinding views that will take your breath away. ![]() They hug and straddle the resplendent lake. The Lake Tahoe basin is surrounded by mountains around all sides. From epic day-long trips to quick strolls and jaunts, Tahoe has it all. Hiking is a great way to connect with Mother Nature. But amidst all the potential possibilities, there are 10 things that stand out from the rest. What thing can do you in Tahoe in the summer? Specifically? There are likely hundreds, if not thousands of things to do. However, if you’re heading to Tahoe in the summer, you’re likely looking to plan your itinerary. Whether it’s romantic outings with a loved one. There’s a reason why summers in Lake Tahoe is in one of the most sought-after destinations in the world. It’s a time of the year when you can enjoy the resplendent lake waters and take in the intoxicating crisp mountain air. There's so much to do all over the e ntire area. If you’re heading to Lake Tahoe in the summertime, a Utopian mecca awaits. Shimmering lake waters and awe-inspiring views will take your breath away, day-in and day-out. In the distance snow-capped peaks that hug the circumference of the lake. ![]() |
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